Thursday, January 16, 2014

How did you become (financially)independent from your parents? And at what age?

kids bedroom sets cars
 on Disney Cars Toddler Bedroom from Worlds Apart Home
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Rosemary


I love my parents, but I need a job a car and an apartment to move out ASAP. I'm a college student and I'm wondering which kind of job I can get to be able to sustain myself, and which car options are most inexpensive, and how I can get the cheapest living space.

But I'm wondering how other people did it and at what age so that I can have an idea of what my options are :)

Thanks!



Answer
I was 18. I had worked since 14, and had saved up a ton of money. At 17, I got a job at CVS that paid a little more, and I worked like 30 a hours a week while in school, I graduated a month later. I moved out the week after I was 18, however I was a foster kid, I had no choice really, but was excited for this.

In college, that next fall I got promoted and earned 11/hr while working, I had a 1 bedroom apt for 600 a month. It was tough to find someone to even rent to me as I was so young, but I found someone on the 5th try. I had to work 40 hours a week to keep my health insurance and to be able to afford living on my own, and I had to take atleast 12 credit hours a semester to keep my Pell Grant. It was tough but doable. I didn't hve the cable, the smart phone, I only had rent, electricity, car insurance, cell phone, then food and supplies. I went to school from 8-12ish then work from 2:10:30pm, after that I would study some & go to bed. I worked Mon-Fri so on Sat and Sun were full days to rest, work on long term projects, even party some.

The biggest expenses were at the beginning, it was outrageous, expect to have ATLEAST 5-7 grand saved before you do this. This is the most important part.
When I moved out I spend 1800 on first rent and security
-2000-2500 on all furniture (living room set, mattress, kitchen tsable/chairs, bed, coffee table,lamp, etc etc) 2500 is extremely cheap for this, I got good deals. Do not buy used if there is not a hard surface- bed bugs are terrible
-1000 on household supplies( towels, bedding, silverware, cups, pots, pans, blender, microwave, etc etc)
-500-600 on first grocery trip as you need everything on top of the regular stuff (think things that last long- mustard, ketchup, foil, ceran, sugar, salt, etc, you're starting as a blank slate)

Cheap Insulation for an Apartment wall that not too hard to put up or take down down besides draperies?




marlen4000


I live an apartment and cannot put in permanent insulation. My bedroom is on the right on the side of the street and long driveway where many cars pass by. It's also where people front door is so I get lost of noise. Please help me.


Answer
Several ideas:
Cloth of any type will deaden sound; the fluffier the better. You could tack up some old comforters. You could use carpet padding. You could find a furniture store or warehouse that throws away styrofoam sheets and use that.

I would go with the carpet padding. If you hang it vertically you could staple it up with a minimum of holes, then cover it with cheap flat sheets for better aesthetic appeal. Walmart sells reasonably priced sheets individually packaged, and you can get the carpet padding from a discount carpet dealer.

I would also recommend getting a white noise machine. My husband used one for years when he worked midnight shift. It really helped deaden the neighborhood noises and allowed him to sleep through lawnmowers, kids , barking dogs, etc. He liked the ocean wave setting. Here's an example of a noise machine:

http://www.amazon.com/Conair-SU7-Sound-Therapy-Relaxation/dp/B000OCK9S2

Best wishes,
-Lady Di




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