How much would a house like this cost in Iowa next summer?

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Hi There.

My brother and i will both be done with college this spring, starting jobs where we would both make $15 per hour. I have a $300 car payment for another 2 years, and he will need a car within a year, of a similar payment.

We want to get a small house here in Iowa, area code 50613, that has a large workspace such as either a very large garage, or a seperate workshop, perhaps made from a pole barn. Neither of us plan on raising families there, so a 2-bedroom house with 1 bath and a small kitchen, just a bachelor pad, would fit quite well. We'd like to be near town, but rural enough to not have to worry too much about neighbors, since we've grown up in the country and are used to being able to shoot firearms, and work on our cars without worrying about leaving a tool laying out, for a passing kid to steal if we were in town. Darn tool-stealing kids.

Honestly, i think we would both live in a large RV if the price was right, and if we could find an empty lot for dirt cheap to build a simple workshop on. We have welding equipment, an air compressor, stuff that just doesn't fit into a small house's garage in the middle of town. Our parents are selling the acreage to move into a condo in town, and my brother and i cannot afford the huge house or property it's on, when the large workshop and rural setting are all we really need.

I thought about maybe just living in an apartment in town, and renting somebody's unused barn outside of town, for my brother to rebuild a muscle car, and myself to build a dune buggy.

Okay so this is a ton of extra info... Any advice or thoughts on how much we could get a small rural house for?

Answer
Depends on how far out of town you are willing to live. Cedar Falls-Waterloo is a college town, with an industrial base. Farther East and South, the more expensive. You get 75-100 West Wright/Hamilton/Franklin county areas, you can buy what you are looking for within $50-60,000 range. 30 year loan, you're talking $600-700 month including property tax and insurance. Should be able to rent around $400-500 month

How much did you spend for your newborn per month? What to expect?

Lauren

I just wanted to know how much couples spend on food, diapers, clothes, etc per month? Also, any advice for first time parents? At what point in the pregnancy did you start getting furniture, clothes, and setting up the room? Also.. any adivce from parents who are in their early 20's and finishing college?

Answer
I use cloth diapers, breastfeed, and get most baby clothes as gifts or second-hand. So I don't really spend anything on a monthly basis. I guess there's a monthly cost for washing the diapers, but that's in with my regular water & electric bills so I don't know how it breaks down. There's an initial cost for stuff like crib, car seat, stroller, cloth diapers, etc. but that's a one-time thing.

I also make my own baby food, so I'm not spending tons on the commercial jarred stuff. So maybe $20 per month after they start solids (6 months).

Clothes... I get whatever I can second hand. Sometimes friends give me stuff their kids have outgrown. Sometimes I get stuff cheap at yard sales, consignment sales, or thrift stores. Babies grow out of their clothes quickly, so you can usually get used stuff in really good condition. My parents give my kids clothes for birthday & Christmas sometimes. Then I just go buy whatever I still don't have for them. I probably spend less than $50 per size. Again, that's not monthly. They'll grow out of the newborn stuff in about a month, but the 0-3M stuff lasts more like 2-3 months, and it slows down from there.

I started collecting secondhand baby stuff at good prices as soon as I found out I was pregnant the first time, but I didn't buy anything new until the last month or so. In particular I didn't buy any baby clothes until after my baby showers. That way I could spend my money on the things I still really needed. I set up the room for my first after we moved to a bigger apartment. With my second, I got the room ready when I was around 4-5 months, which is when I moved my daughter from the crib to a twin bed in her new bedroom.

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Title Post: How much would a house like this cost in Iowa next summer?
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