BabyGirl
I now realistically no. But I wonder if other people do it? I live in Texas. I just can't live with my mom anymore. She's driving me nuts. I don't even know how where going to save money. And we actually just moved into a house with a 4 year lease less then 3 weeks ago. The plan was for my husband and I to get on our feet and she said she is willing to move out because she knows I love this place and it is a great neighborhood to raise the kids. But no I'm tired of her always butting in and when the kids call mom (me) she will try to answer. I don't know what to do with her I think its time to bounce which is something my husband should have done a long time ago but...that is another story. He goes on his drinking binges and he is untrust worthy when it comes to his paychecks. He does this like every six months. Which is why we never have money. His check (when in full in my hands) is done within 3 to 4 days. I try to budget and I pay bills and buy food and bam! Its gone.
A large part of me does want to kick him to the curb. But I financially depend on him so much. He is a major spending leak. I just know I can't wait until I finish school. I know I can make it once I get my AA but thats until Dec. which seems so far away. Only cause I want it now! But yeah I'm in a real mess...
HEB store is a thef because he does work 40 each week but he has to get a 100% or higher so he has to clock out and when he clocks out he doesn't get paid for it. >:\ So he gets about 70 maybe more every two weeks. I know the next pay check is going to be smaller ugh! I don't know what to do. I want to work but I can handle the pressure of 3 kids, full time school (online) and work. I can't quit school because I wont get anywhere in life.
Lisa Marie where do you live?
Answer
Here's what you do....
Stay with mom for a few months and save, save, save. Save a minimum of $1000 each month for 6 months. In my area you can buy a mobile home w/ 3 bedrooms for $6000. It's most likely that the mobile home will be on a rented lot but that's okay. Most rented lots include water, sewer and trash. That's a plus. Stay in the mobile home for the next 4 years. Here is a monthly budget for you to follow....
Lot rent- $300
power- $150
phone (land line)-$60
cell-$40
car insurance-$100
fuel-$120
food-$460
household supplies-$40
savings-$300
Get rid of any car payments you have and save to purchase a car with cash. You can also get rid of the line line phone and get cable/internet instead. Don't let a month go without putting money into savings. This savings will be used for emergencies ONLY! After 4 years of saving $300 you will have $14,400. That will be your down payment for a new home. Give your husband $10 each week for his drinking. Open the accounts in your name only. Have him sign his check over to you and give him cash for gas to get to work. Tell him it's your way or the highway. Your family won't survive if you allow him access to the money. Check this site www.hillbillyhousewife.com. She has a menu that will feed a family of 4-6 for only $40 a week. Also look into Angel Food Ministries. You can purchase large amounts of food for very little.
Good luck!
Edit: I have a friend who lives in Houston. She bought a trailer home for $2000. It was a 1970's w/ 2 bd and needed some work. You'll have to drive around to find deals like that. Most ppl who are selling cheap don't run ads in the paper or go through a realtor.
Edit 2: You'll also need to keep a very tight budget for clothing, furniture and the like. Use www.freecycle.org to find things for free. Yard sales and thrift stores are good choices. Look on craigslist.org for mobile homes. Lots of good deals show up there. It's going to take some time to move your family from the trailer. When you do save the $14,000 for your down payment don't sell the trailer. Rent it out and use that rent money to save for a second down payment for an even better home. Continue doing this until you become a full time landlord with a large monthly income from your rental property.
It's not the house that makes it a home, it's the people inside.
Here's what you do....
Stay with mom for a few months and save, save, save. Save a minimum of $1000 each month for 6 months. In my area you can buy a mobile home w/ 3 bedrooms for $6000. It's most likely that the mobile home will be on a rented lot but that's okay. Most rented lots include water, sewer and trash. That's a plus. Stay in the mobile home for the next 4 years. Here is a monthly budget for you to follow....
Lot rent- $300
power- $150
phone (land line)-$60
cell-$40
car insurance-$100
fuel-$120
food-$460
household supplies-$40
savings-$300
Get rid of any car payments you have and save to purchase a car with cash. You can also get rid of the line line phone and get cable/internet instead. Don't let a month go without putting money into savings. This savings will be used for emergencies ONLY! After 4 years of saving $300 you will have $14,400. That will be your down payment for a new home. Give your husband $10 each week for his drinking. Open the accounts in your name only. Have him sign his check over to you and give him cash for gas to get to work. Tell him it's your way or the highway. Your family won't survive if you allow him access to the money. Check this site www.hillbillyhousewife.com. She has a menu that will feed a family of 4-6 for only $40 a week. Also look into Angel Food Ministries. You can purchase large amounts of food for very little.
Good luck!
Edit: I have a friend who lives in Houston. She bought a trailer home for $2000. It was a 1970's w/ 2 bd and needed some work. You'll have to drive around to find deals like that. Most ppl who are selling cheap don't run ads in the paper or go through a realtor.
Edit 2: You'll also need to keep a very tight budget for clothing, furniture and the like. Use www.freecycle.org to find things for free. Yard sales and thrift stores are good choices. Look on craigslist.org for mobile homes. Lots of good deals show up there. It's going to take some time to move your family from the trailer. When you do save the $14,000 for your down payment don't sell the trailer. Rent it out and use that rent money to save for a second down payment for an even better home. Continue doing this until you become a full time landlord with a large monthly income from your rental property.
It's not the house that makes it a home, it's the people inside.
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Title Post: Is it possible for a family of 5 to live on there own off of $12.00 an hr pay?
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Author: Unknown
Thanks For Coming To My Blog
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